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Welcome to our blog.  We'll post here occasionally with updates we feel are important for folks to know, or to share updates about the happenings at Bergenn Financial Group.  If there's content you'd like to learn about, send an email to info@bergenn.com and we'll either write a post, offer some insight, or maybe even set up a seminar/webinar if you have a larger audience that would like to learn about the topic.

Tuesday, May 5, 2026

Index funds being cheap doesn't make a strategy. Having a lot of stocks in a fund (or a few) doesn't mean diversification. Let's explore.

Tuesday, April 28, 2026

This month I wanted to explore markets in general rather than focus on a particular aspect of them. Signal vs. Noise Turn on any financial news channel and you will get a confident explanation of why markets are up or down today....

Friday, March 27, 2026

The frame through which the Iran-Hormuz standoff should be understood is through the quote above. Much of the coverage about the conflict misses some fundamental truths, I think. The US and Israel...

Monday, March 23, 2026

Welcome to note #2. I want to dig into some questions that keep coming up before energy shocks took over all our attention. First, is AI going to kill software? And second, are we in an AI bubble? The short answer to both is "probably...

Monday, March 2, 2026

A Practical Guide to Saving, Investing, and Planning Ahead for KidsSaving for kids is one of the most common questions families ask when they start thinking about college, financial independence, and long-term security. The good news...

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Wednesday, February 11, 2026

As we are well into 2026, it seems like a good time to put down some thoughts on what I see for 2026 and beyond. These are trends I think will happen, or are underway already, and what we’ll be looking to do to take advantage if they...

Wednesday, September 24, 2025

When most people think of financial advisors, they envision investment strategies, portfolio management, and market insights. Those are important, of course, but recent research shows that the true value of working with an advisor...

Wednesday, July 2, 2025

If you're within five to ten years of retirement and feel behind or uncertain, you're not alone. We've had countless conversations with people in your shoes. The good news? It’s never too late to put a strategy in place that brings clarity,

Thursday, June 5, 2025

If you're a professional or executive receiving stock compensation—whether through RSUs, stock options, or ESPPs—you already know this can be a powerful tool for wealth creation. But with that potential comes complexity.

Tuesday, May 27, 2025

The "One Big Beautiful Bill Act," recently passed by the House, introduces significant tax changes with far-reaching implications. Here's a concise overview: 🧾 Key Tax Provisions Permanent Extension of 2017 Tax Cuts: The individual...

Thursday, March 20, 2025

Market volatility driven by trade wars, political uncertainty, and economic shifts can be nerve-wracking for investors. However, pulling out of the market entirely can mean missing out on potential rebounds. Instead, savvy investors...

Thursday, February 13, 2025

The Value of a Financial Advisor: Understanding “Advisor Alpha” Is hiring a financial advisor really worth it? Many investors ask this, especially when they see advisory fees. The answer, according to research, is often yes. A good...

Thursday, January 9, 2025

As retirement approaches, maximizing contributions to retirement accounts becomes crucial. This can help you both maximize the money available for retirement income and save you significantly on taxes. The SECURE 2.0 Act introduces a...

Monday, January 6, 2025

A big win for teachers and some others with public pensions was signed into law over the weekend by President Biden in the last weeks of his presidency. The Social Security Fairness Act (HR82) will eliminate the reductions in social...

Tuesday, December 31, 2024

Elevate Your Financial New Year’s Resolutions for 2025 The new year is an opportunity to refine not just your lifestyle but your financial strategy. For individuals who think they're doing pretty well, resolutions are an opportunity to...

Tuesday, October 29, 2024

The IRS recently released its Revenue Procedure 2024-40, which provided adjustments and changes to myriad tax provisions for 2025.  I'll cover some of the basic changes here for you.

Tuesday, August 13, 2024

Sometimes, we have to plan around inheriting money and trying to make the most of what our loved ones leave behind for us.  Discussing losing loved ones is never easy, but the decisions we make around inheriting assets are very impactful.

Wednesday, June 26, 2024

I know, I know... this time is different, Eric! This guy, [insert candidate], is such a [insert scary descriptive] that if he wins we're headed for an absolute collapse. Even if I'm wrong, I just think I'd rather not have my money in...

Monday, March 11, 2024

A comprehensive, though not all-encompassing, list of financial considerations when starting a family. 

Tuesday, December 26, 2023

Many of us associate the spring with taxes—but we should also associate December with important Individual Retirement Account (IRA) deadlines. This year, like 2024, will see a few changes and...

Wednesday, December 20, 2023

Looking to prepare for possible tax cuts and the Jobs Act Sunset. While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act...

Friday, December 1, 2023

We love helping families across generations with their financial planning. But sometimes, the hardest planning we do is figuring out what to do with the “Elf on The Shelf” for 24 consecutive days (parents- we know you feel...

Wednesday, November 1, 2023

In a move that reflects adjustments for inflation, the IRS has announced an increase in the contribution limits for retirement accounts. This is a significant development for individuals looking to maximize their savings and ensure a...

Tuesday, October 3, 2023

The only sure thing in this life is uncertainty. This fact is necessary to understand when it comes to financial planning. For a decade or so, prior to the pandemic, buying a home seemed to be an exception. Home prices grew slightly...

Monday, October 2, 2023

Since 2020, home prices have surged and in the last couple of years, so have interest rates.  These changes have dramatically and exponentially increased the cost of buying a home using a mortgage in a very short period of time...

Saturday, September 16, 2023

I remember when I was learning to drive, my father always taught me to find the least expensive gas. He mentioned how it really adds up over time to just stop wherever and overpay on a commodity like fuel. From that moment forward I...

Friday, September 15, 2023

Not all money-saving habits are worth it. Some aren't even effective! Explore some of the good and bad money-saving habits in this blog post.

Tuesday, September 5, 2023

At Bergenn Financial Group, we understand the crucial role that supporting local businesses plays in building stronger communities and fostering economic growth. In this blog post, we'll explore the numerous benefits of shopping local...

Thursday, August 17, 2023

Some folks who surpass certain levels of earnings end up savings less and failing to build wealth as efficiently as possible...

Friday, August 4, 2023

Do you have a retirement plan? Not an account, but a plan for retirement? What's the difference? Why does it matter?

Friday, July 28, 2023

Few among us enjoy the process of going through a budget.  I think we all know it's important, but most folks I meet with don't actually know their expenses until we start working together and I have them complete an expense...

Monday, July 3, 2023

On Friday, the Supreme Court struck down the Biden administration's student loan forgiveness plan and borrowers will have to start repaying federal student loans in October for the first time since the pandemic began in 2020. This...

Tuesday, June 27, 2023

Today I want to talk about the SECURE Act 2.0. Not every one of these provisions affects everyone, and even if I find something beneficial that doesn’t necessarily mean it’s right for you. There’s still a little bit to learn about how...

Monday, June 26, 2023

The SECURE Act 2.0, also known as the Securing a Strong Retirement Act of 2022, was recently passed by Congress as part of the Consolidated Appropriates Act of 2023. The bill builds upon the original SECURE Act...