Investment Approach
Investment Approach
Two Ways to Build Your Portfolio
There is more than one sound way to build a portfolio. The two approaches below take different paths to a similar goal. Before we talk specifics, it helps to know which one feels right to you.
Standard · Diversified
Traditional Diversified Models
Spread investments across asset classes based on how they have behaved over long periods, then stay the course.
- Grounded in decades of market data and a strong academic foundation.
- Risk managed through broad diversification across asset classes.
- Built to reward discipline and patience over full market cycles.
Tends to fit you if
You prefer a time-tested, steady framework and are comfortable letting long-term averages do the work.
Macro · Growth-Focused
Macro-Focused Growth Models
Position the portfolio around the economic, fiscal, and geopolitical forces shaping markets today, adjusting as conditions evolve.
- Forward-looking, built on current conditions rather than past averages.
- Actively positioned around structural trends as they develop.
- More hands-on, for those comfortable with higher volatility in pursuit of higher potential returns.
Tends to fit you if
You want to understand the "why" behind your portfolio and prefer a more active, conviction-driven approach.
Both approaches have merit. Each has strengths that depend on your preferences. Many clients use a blend across different accounts. Every model is built and managed in-house, never outsourced to a third party.
Simple, Transparent Advisory Fees
Annual asset management fees are billed on the assets we manage and decline as those assets grow.
Traditional Diversified Models
Up to $1M1.000%
$1M – $2M0.900%
$2M – $3M0.800%
$3M – $5M0.700%
$5M – $10M0.600%
$10M – $20M0.500%
Above $20M0.400%
Macro-Focused Growth Models
Up to $1M1.500%
$1M – $2M1.350%
$2M – $3M1.200%
$3M – $5M1.050%
$5M – $10M0.900%
$10M – $20M0.750%
Above $20M0.600%
Certain limitations and exclusions may apply at the discretion of Bergenn Financial Group.
So, which one sounds more like you?
There is no wrong answer, and you do not have to decide today. Tell us which approach resonates and we will show you how it connects to your financial plan.